Risk Management Services

Defending Your Income and Fortune

Life Insurance

- Annual Renewable Term

- Whole/Universal Life

- Variable Life

- Non-collateralized Premium Financing

- Private Placement Life Insurance

Annuities

- Fixed (single premium & immediate)

- Private Placement Annuities

- Group Annuities (qualified retirement plans)

- Equity Indexed Annuities

Disability & Long-Term Care Insurance

- Individual Disability Income

- Group Long-Term & Short-Term Disability

- Business Overhead Expense

- Disability Buyout Protection

- Individual & Group Long-Term Care

Business Exit Planning

- Tax-Free Business Exit

- Real Estate Exit Strategy

- 1031 Alternative

- Structured Installment Sales

- Installment Sale Trust Arrangement

- Executive Bonus Plans

- Business Continuation Plans

- Key Person Plans

- Split Dollar Plans

- Group Carve-Out Plans

- Salary Continuation

- Deferred Compensation Plans

- Executive Planning Services

- Buy-Sell Agreements

Nothing on this site should be interpreted to state or imply that past results are an indication of future performance. This site does not constitute a complete description of our investment services and is for informational purposes only. It is in no way a solicitation or an offer to sell insurance, annuities, securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration or licensing exists. Information throughout this internet site, whether stock quotes, charts, articles, or any other statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. All investments involve risk, including foreign currency exchange rates, political risks, different methods of accounting and financial reporting, and foreign taxes.

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